Self-Funded Health Plans

At Custom Design Benefits, we keep businesses competitive by managing risks associated with their benefits plans and reducing their health benefits spend through self-funding. Simply put, we help our clients put their money back into their business while providing high quality, attractive benefit plans to employees. CDB offers complete administration of self-funded plans including:

• Medical
• Dental
• Vision

We also offer Hybrid Insurance Products (HIP)

HIPs are employer-funded accounts used to supplement the primary carrier’s plan. HIP plans pay a portion of expenses directly to the healthcare provider. Each HIP Plan is unique to the employer who offers it. HIP Plans allow employers to offer an additional benefit to employees by making their healthcare costs more manageable.

Custom Flex Services

We believe the key to attracting and retaining top employee talent is offering highly coveted value-added services to enhance an employer’s existing benefits package. CDB works with employers to complement their health plans with these consumer-driven services:

• Flexible Spending Accounts
  • Medical
  • Dependent Child Care
  • Adoption
  • Transportation
• Health Savings Accounts
• Health Reimbursement Arrangements

Cost Containment Solutions

CDB is dedicated to delivering innovative cost containment solutions like TrueCost, TrueCost Rx and TrueShare Captive to our clients. TrueCost represents the future of reimbursement. The unique copay-only plan design removes the complexity from the payment process by eliminating coinsurance and deductibles, while simultaneously controlling costs. TrueCost Rx, a prescription benefit management solution, provides savings over traditional PBM models through member education, medical management and specialty drug prior authorizations. TrueShare Captive delivers a management solution to leverage costs through a group of like-minded employers.

CDB offers the following cost containment solutions:

• Reference-Based Pricing
• Nationally recognized Pharmacy Benefit Managers (PBM)
• Integrated in-house medical & pharmacy management
• Centers of excellence
• Telemedicine

Compliance Administration & Support Solutions

Remaining compliant is a challenge for employers and continues to frustrate even the most experienced HR professionals. CDB takes the guesswork out of compliance with our team of dedicated experts leading compliance administration and the below support solutions:

• COBRA Administration
• FMLA and Leave Management
• Short-term Disability
• Compliance Support

Wellness Solutions

CDB believes that wellness works by having a positive effect on an employer’s population and overall bottom line. We offer Custom Wellness programs to help employers improve health and manage risk through tailored strategies and the following solutions:

• In-House Utilization & Case Management
• Onsite health screenings with labs
• Disease Management
• Integrated Care Management
• Educational programs